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Winding Up An Individual Pension Plan

After years of saving within an IPP, the decision must be made on how to wind down the IPP at retirement. There are 3 options.

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Appreciating the Value of an Individual Pension Plan vs RRSP through an Actuarial Illustration

The value of an individual pension plan (IPP) is unique for each individual and can only be appreciated by understanding an actuarial illustration.

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2025 DB Limit and Individual Pension Plans

The Canada Revenue Agency recently updated the defined benefit limit for 2024

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Spousal RRSPs and their impact on IPPs

One such consideration is the potential impact when establishing an IPP. Typically, when an IPP is established, the employee would purchase past serv

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How an Individual Pension Plan can mitigate the risk of variability of life expectancy

The variability of life expectancy introduces significant challenges and uncertainties in retirement planning.

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The Top 3 Myths of an Individual Pension Plan

There are many misconceptions around IPPs, here are the top 3 we most frequently hear.

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