An actuary doesn’t just set up your IPP—they help manage it over time.
After years of saving within an IPP, the decision must be made on how to wind down the IPP at retirement. There are 3 options.
The value of an individual pension plan (IPP) is unique for each individual and can only be appreciated by understanding an actuarial illustration.
Deciding if one is right for you involves considering various factors related to your financial situation, retirement goals, and risk preferences
The Canada Revenue Agency recently updated the defined benefit limit for 2026
One such consideration is the potential impact when establishing an IPP. Typically, when an IPP is established, the employee would purchase past serv